Life is full of twists and turns. Nobody ever expects the unexpected to happen to them, especially the young and healthy. But, ask anyone that's in the hospital or was diagnosed with cancer or any major illness or accident if they ever had that penciled into their life plans or daily schedule?
The Bottom line is everyone should have health insurance that accomplishes -at the very least- two objectives:
1) Financial Protection – Don't let an unexpected catastrophic event affect your life for longer than it takes to recover physically. Protect your assets and income while you get back on your feet.
2) Balance of Budget and Coverage – There is no sense in getting health benefits that don't fit a sustainable budget. Your plan must have adequate protection while meeting your budget so you can maintain that protection consistently so if the time comes that you need to use it, it is there for you.
Protect your assets such as your home, vehicles, business, and your family's overall financial portfolio